Puasa, Jangan Pokai: 10 Smart Money Tips for Ramadan & Raya

By Ben Liew  •  21 Mar 2025 in Listicle

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Raya comes once a year but that doesn’t mean your wallet has to suffer! 

Here are 10 financial tips to keep your spending in check during the fasting month and Hari Raya…

1. Set a Ramadan & Raya Budget 

Plan how much to spend on food, shopping, and celebrations to avoid overspending.

2. Cook More, Bazaar Less

Tempting as they are, daily bazaar runs add up—meal prepping at home saves money.

3. Shop Smart for Raya Essentials

Compare prices, buy in bulk, and take advantage of early bird discounts for baju raya and other festive essentials.

4. Limit Duit Raya Giveaways

Set a reasonable budget based on your financial capacity, and remember, giving is about sincerity, not amount.

5. Use Cash & E-Wallet Rewards 

Track spending better with cash and maximise savings with cashback and e-wallet promos.

6. Beware of Impulse Buys

Stick to a shopping list and avoid emotional purchases when fasting.

7. Earn Extra with Ramadan Side Gigs

Sell homemade kuih or offer online tutoring, capitalise on your existing skills and find something that suits your schedule.

8. Give Back Without Breaking the Bank

Donate within your means, volunteer your time, or organise a community initiative to improve the neighbourhood.

9. Save or Invest Your Duit Raya & Bonus

Instead of splurging, grow your money with ASB, Tabung Haji, or a simple investment plan.

10. Plan for Post-Raya Expenses

Don’t let Raya festivities leave you broke—set aside funds for bills and other commitments that you can anticipate occuring post-Raya.

 

By following these simple steps, you can celebrate a meaningful and financially stress-free month of Ramadan and Hari Raya!

For more financial tips, read JUICE Malaysia.